W H A T   W E   D O

  

WHAT IS AN INDIVIDUAL PENSION PLAN (“IPP”)?

An IPP is a registered, defined benefit plan available to incorporated business owners and professionals. Contributions are made through the corporation based on annual income, age and years of service. IPPs maximize retirement income savings by benefitting from the enhanced funding under Canada Revenue Agency (“CRA”) guidelines.

  

WHAT ARE THE BENEFITS OF AN IPP?

  • Guaranteed funding opportunity
  • Defined retirement income stream
  • Indexation for inflation
  • Creditor proofing
  • Estate planning
  • Tax deductible past-service contributions for earnings since 1991

   RELATIONSHIPS ARE KEY

DCI’s strength is our commitment to being relationship focused and engaged in each step of establishing and maintaining IPPs. DCI’s unique benefit is that we are not a web-based service provider – we deliver personal, hands-on service to our clients.

DCI’s specialty lies in simplifying and managing the IPP process from start to finish.